Terms and Conditions

Effective Date: February 20, 2026 — Please read carefully before using XAUShare.com and related services.

1. Acceptance of Terms

By accessing or using XAUShare.com, its applications, smart contracts, prepaid cards, tokens, or related services (“Services”), you agree to be legally bound by these Terms and Conditions. If you do not agree, you must not access or use the Services.

2. Eligibility

You must be at least 18 years old and legally capable of entering binding agreements. You confirm that your use of the Services does not violate any applicable law in your jurisdiction.

3. Description of Services

XAUShare provides blockchain-based digital representations of gold measured in milligrams (1mg per XAUShare unit), prepaid QR-enabled cards, merchant payment tools, and buy/redeem functionality using supported stablecoins. All transactions are recorded on-chain and may involve smart contracts deployed on public blockchain networks.

XAUShare does not provide banking services, investment advice, brokerage services, or custodial wallet services unless explicitly stated.

4. Nature of Digital Assets

Digital assets involve technological, regulatory, and market risks. Token value may fluctuate. Blockchain transactions are irreversible once confirmed. You are solely responsible for safeguarding your private keys, recovery phrases, and wallet access credentials.

5. KYC (Know Your Customer) Compliance

XAUShare may require identity verification before enabling certain actions including redemption, transfers, or higher transaction limits. Required information may include full name, date of birth, nationality, government-issued identification, proof of address, selfie verification, and supporting documentation.

Failure to provide accurate information may result in account restriction, suspension, or denial of service.

6. AML (Anti-Money Laundering) Policy

XAUShare implements Anti-Money Laundering and Counter-Terrorist Financing procedures. Transactions may be monitored, flagged, delayed, or rejected if deemed suspicious.

We reserve the right to report suspicious activity to relevant regulatory or law enforcement authorities and to freeze or restrict accounts when legally required.

7. Sanctions Compliance

You represent that you are not subject to sanctions, embargoes, or restrictions imposed by any applicable authority. Access from prohibited jurisdictions may be blocked.

8. Redemption & Transactions

Redemption requests are subject to verification, compliance review, and network confirmation. Estimated receive values are displayed prior to confirmation but may vary due to market conditions, gas fees, or liquidity constraints.

XAUShare reserves the right to apply transaction fees where disclosed.

9. Fees

Blockchain network fees (gas) are paid by the user. Additional platform or processing fees may apply and will be disclosed before confirmation.

10. Risk Disclosure

  • Smart contract vulnerabilities
  • Blockchain network congestion or failure
  • Market volatility
  • Regulatory changes
  • Cybersecurity threats

You assume full responsibility for all risks associated with digital asset usage.

11. No Investment Advice

Information provided on XAUShare.com is for informational purposes only and does not constitute financial, legal, or investment advice.

12. Limitation of Liability

To the maximum extent permitted by law, XAUShare shall not be liable for indirect, incidental, consequential, special, or punitive damages arising from use of the Services.

Total liability shall not exceed the total fees paid by you to XAUShare within the preceding 12 months.

13. Suspension & Termination

We may suspend or terminate access without prior notice if:

  • KYC/AML requirements are not met
  • Fraud or suspicious activity is detected
  • Violation of these Terms occurs

14. Intellectual Property

All trademarks, logos, designs, and software on XAUShare.com are the property of their respective owners. Unauthorized use is prohibited.

15. Privacy

Personal data is processed in accordance with our Privacy Policy. KYC documents are stored securely and retained as required by law.

16. Governing Law

These Terms shall be governed by the laws of [Insert Jurisdiction]. Any dispute shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction.

17. Amendments

We reserve the right to modify these Terms at any time. Continued use of the Services constitutes acceptance of updated Terms.

18. Contact

For compliance inquiries or legal matters, contact: legal@xaushare.com